Insurance, insurance, insurance.
OK before we get started this is the primary tip. Make sure that lovely camera you have that you spent all your pennies on is insured. I don't mean from the nasty man in the black and white striped top with a bag with swag written on it, no make sure it insured so if it gets damaged as you are climbing over a wall or drop it from its camera bag you can get it replaced. Many people have their £800 camera on their house insurance great for when someone breaks in, but what would you do if you dropped it out and about when taking photos?
Search for a good insurance company, make sure they cover you for what you need and take out a policy that way if the worst happens you can be back out taking photos ASAP.
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